Protect yourself with freelancing insurance*
*Also known as miscellaneous professional liability insurance
If you need extra money
1 in 3 people are freelancing and they earned $1 trillion last year
If you work
from home
1 in 20 were served with lawsuits in the last year
If you do work with a contract
Folks such as: consultants, designers, copywriters, developers, and more
If you get sued by your client
Covers legal fees and judgements from disputes in your work
If you have clients
Big clients often require that you carry liability insurance
There were 91 million 1099s in 2014
Most contract workers wouldn’t describe themselves as having jobs at all, they have businesses.
Questions? We’ve got some answers.
Here’s answers to some of our most frequent questions.
Or email your question to care@surroundins.com
FYI: Coverages + Terms
Surround's freelancing insurance, also known as Miscellaneous Professional Liability, covers errors or omissions in providing a service or failure to provide a service in a timely fashion or at all.
Professional Liability
This is a type of liability coverage designed to protect people working for themselves/who own their own business* against liability incurred as a result of errors and omissions in performing their professional services. There are a few exceptions for professions that are licensed (physicians, architects, and lawyers, etc.). This does not cover bodily injury and property damage claims.
*Examples: Mobile app design, career or executive coaching, computer programing, copywriting, document design and preparation, event planning, freelance tutoring or teaching (adults only), freelance writing, graphic design, interior design (consulting only), landscape design (consulting only), management or business consulting, market research, marketing or branding services, media planning, recruiting, translation, virtual assistant services, website design
More coverages from Surround
Apartment Insurance
Protects your stuff. Also covers you in an accident in your apartment.
Starts at $53 a month
Biking Insurance
Covers you from injuries and your bikes if stolen.
Starts at $18 a month
Find the Pack plan that's right for you
Best Value
Non owner auto, apartment renters, biking, and professional liability insurances bundled to reflect your lifestyle.
★ Most popular
Non owner auto and renters insurance for people who drive rented or borrowed cars, bike, and rent an apartment.
Not sure where to start?
Use our configurator to find the best combo of insurance just for you.