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Prices shown are for Massachusetts residents

Please call or text 617.941.3673 for pricing in your area

Drive/Rent/Bike + Bluebikes

Starting at

$60/mo

Or save 5% when you pay yearly

Non-owner auto, renters, and biking insurances bundled together with a Bluebikes membership.

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Details

Non-owner auto

Bodily Injury Liability

$100,000 Bodily Injury Liability (per person/per accident)

If you, the driver and policy holder, cause harm to someone else. You are covered when driving someone else’s car with their permission for personal use.

Personal Injury Protection*

Up to $8,000

Personal injury protection, covers the medical and rehabilitative costs for you and your passengers after you’re injured in a car collision. PIP also covers you when you’re a passenger in someone else’s car, or if you’re hit by a car while a pedestrian or cyclist.


*Has a deductible of $500.

Property Damage Liability

Coverage up to $100,000

When you’re driving, this pays for damage you may cause to someone else’s property. This can mean damage to someone else’s car, but it also includes damage to other structures such as signs, fences, or buildings.

Medical Payments

Coverage up to $5,000

Personal injury protection covers the medical and rehabilitative costs for you and your passengers after you’re injured in a car collision. PIP also covers you when you’re a passenger in someone else’s car, or if you’re hit by a car while a pedestrian or cyclist.

Uninsured and Underinsured Motorists

Coverage up to $100,000

Also known as Uninsured Motorist insurance, this will pay your and your passengers’ medical bills if you’re involved in a collision with an uninsured motorist who is at fault. 


In other instances, an at-fault driver may have liability insurance, but his or her policy’s limits do not cover the full extent of your injuries. In such cases, Underinsured insurance will cover the difference up to a certain amount.

Renters Insurance

Personal Liability

Coverage up to $100,000

Protects you by covering personal injury and property damage. If you hurt someone or damage their property, your renters insurance offers financial protection if you’re found to be legally liable.

Medical Payments to Others

Coverage up to $5,000

If someone gets hurt in your apartment, this covers their medical costs.

Personal Property*

Coverage up to $10,000

Protects the belongings inside your home, such as furniture.


*Has a deductible of $500.

Loss of Use

Coverage up to $10,000

If you can’t use your apartment because of extensive damage from an event such as fire or water damage, this provides you with additional living expenses.

Extras included

Biking & Walking Insurance

Uninsured and Underinsured Motorists $100,000

This will pay your medical bills if you’re involved in a collision with an uninsured or underinsured motorist who is at fault. In such cases, Underinsured insurance will cover the difference up to a certain amount. 


Your Personal Property protection may cover the cost of replacing your bike if damaged in a collision or stolen.



Bluebikes Membership

$70 a year value

Non-owner auto, apartment renters, and biking insurance + Bluebikes membership. Includes Bluebikes bike sharing membership. 


Bluebikes is Metro Boston’s public bike share program, with over 3,000+ bikes and more than 350+ stations. It’s a fun, affordable and convenient transportation option for quick trips around town.


Benefits of protection from Surround:
  • Online, Phone, and In-Person Service

  • Local, Trusted Agents Assigned to Your Account

  • Prices that match your budget

or call/text: 617-941-3673

Find the Pack plan that's right for you

Best Value

Non-owner auto, apartment renters, biking, and professional liability insurances bundled to reflect your lifestyle.

★ Most popular

Non-owner auto and renters insurance for people who drive rented or borrowed cars, bike, and rent an apartment.

Non-owner auto liability insurance for when you drive rented or borrowed cars for personal use.

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