Prices shown are for Massachusetts residents
Please call or text 617.941.3673 for pricing in your area

Drive/Rent/Bike + Bluebikes
Starting at
$60/mo
Or save 5% when you pay yearly
Non-owner auto, renters, and biking insurances bundled together with a Bluebikes membership.

Details
Non-owner auto
Bodily Injury Liability
$100,000 Bodily Injury Liability (per person/per accident)
If you, the driver and policy holder, cause harm to someone else. You are covered when driving someone else’s car with their permission for personal use.
Personal Injury Protection*
Up to $8,000
Personal injury protection, covers the medical and rehabilitative costs for you and your passengers after you’re injured in a car collision. PIP also covers you when you’re a passenger in someone else’s car, or if you’re hit by a car while a pedestrian or cyclist.
*Has a deductible of $500.
Property Damage Liability
Coverage up to $100,000
When you’re driving, this pays for damage you may cause to someone else’s property. This can mean damage to someone else’s car, but it also includes damage to other structures such as signs, fences, or buildings.
Medical Payments
Coverage up to $5,000
Personal injury protection covers the medical and rehabilitative costs for you and your passengers after you’re injured in a car collision. PIP also covers you when you’re a passenger in someone else’s car, or if you’re hit by a car while a pedestrian or cyclist.
Uninsured and Underinsured Motorists
Coverage up to $100,000
Also known as Uninsured Motorist insurance, this will pay your and your passengers’ medical bills if you’re involved in a collision with an uninsured motorist who is at fault.
In other instances, an at-fault driver may have liability insurance, but his or her policy’s limits do not cover the full extent of your injuries. In such cases, Underinsured insurance will cover the difference up to a certain amount.
Renters Insurance
Personal Liability
Coverage up to $100,000
Protects you by covering personal injury and property damage. If you hurt someone or damage their property, your renters insurance offers financial protection if you’re found to be legally liable.
Medical Payments to Others
Coverage up to $5,000
If someone gets hurt in your apartment, this covers their medical costs.
Personal Property*
Coverage up to $10,000
Protects the belongings inside your home, such as furniture.
*Has a deductible of $500.
Loss of Use
Coverage up to $10,000
If you can’t use your apartment because of extensive damage from an event such as fire or water damage, this provides you with additional living expenses.
Extras included
Biking & Walking Insurance
Uninsured and Underinsured Motorists $100,000
This will pay your medical bills if you’re involved in a collision with an uninsured or underinsured motorist who is at fault. In such cases, Underinsured insurance will cover the difference up to a certain amount.
Your Personal Property protection may cover the cost of replacing your bike if damaged in a collision or stolen.
Bluebikes Membership
$70 a year value
Non-owner auto, apartment renters, and biking insurance + Bluebikes membership. Includes Bluebikes bike sharing membership.
Bluebikes is Metro Boston’s public bike share program, with over 3,000+ bikes and more than 350+ stations. It’s a fun, affordable and convenient transportation option for quick trips around town.

Benefits of protection from Surround:
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Online, Phone, and In-Person Service
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Local, Trusted Agents Assigned to Your Account
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Prices that match your budget
or call/text: 617-941-3673
Find the Pack plan that's right for you
Best Value
Non-owner auto, apartment renters, biking, and professional liability insurances bundled to reflect your lifestyle.
★ Most popular
Non-owner auto and renters insurance for people who drive rented or borrowed cars, bike, and rent an apartment.
Non-owner auto liability insurance for when you drive rented or borrowed cars for personal use.
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