BEST VALUE

Non-owner auto

Bodily Injury Liability

$100,000 Bodily Injury Liability (per person/per accident)

If you, the driver and policy holder, cause harm to someone else. You are covered when driving someone else’s car with their permission for personal use.

Personal Injury Protection*

Up to $8,000

Personal injury protection, covers the medical and rehabilitative costs for you and your passengers after you’re injured in a car collision. PIP also covers you when you’re a passenger in someone else’s car, or if you’re hit by a car while a pedestrian or cyclist.

*Has a deductible of $500.

Property Damage Liability

Coverage up to $100,000

When you’re driving, this pays for damage you may cause to someone else’s property. This can mean damage to someone else’s car, but it also includes damage to other structures such as signs, fences, or buildings.

Medical Payments

Coverage up to $5,000

Personal injury protection covers the medical and rehabilitative costs for you and your passengers after you’re injured in a car collision. PIP also covers you when you’re a passenger in someone else’s car, or if you’re hit by a car while a pedestrian or cyclist.

Uninsured and Underinsured Motorists

Coverage up to $100,000

Also known as Uninsured Motorist insurance, this will pay your and your passengers’ medical bills if you’re involved in a collision with an uninsured motorist who is at fault. 

In other instances, an at-fault driver may have liability insurance, but his or her policy’s limits do not cover the full extent of your injuries. In such cases, Underinsured insurance will cover the difference up to a certain amount.

Renters Insurance

Personal Liability

Coverage up to $100,000

Protects you by covering personal injury and property damage. If you hurt someone or damage their property, your renters insurance offers financial protection if you’re found to be legally liable.

Medical Payments to Others

Coverage up to $5,000

If someone gets hurt in your apartment, this covers their medical costs.

Personal Property*

Coverage up to $10,000

Protects the belongings inside your home, such as furniture.

*Has a deductible of $500.

Loss of Use

Coverage up to $10,000

If you can’t use your apartment because of extensive damage from an event such as fire or water damage, this provides you with additional living expenses.

Freelancing

Miscellaneous professional liability*

Covered up to $100,000

This is a type of liability coverage designed to protect people working for themselves/who own their own business against liability incurred as a result of errors and omissions in performing their professional services. 

There are a few exceptions for professions that are licensed (physicians, architects, and lawyers, etc.). This does not cover bodily injury and property damage claims. 

*Has a deductible of $500.

Target Classes:

Mobile app design, career or executive coaching, computer programing, copywriting, document design and preparation, event planning, freelance tutoring or teaching (adults only), freelance writing, graphic design, interior design (consulting only), landscape design (consulting only), management or business consulting, market research, marketing or branding services, media planning, recruiting, translation, virtual assistant services, website design

Extras included

Biking & Walking Insurance

Uninsured and Underinsured Motorists $100,000

$100,000 Uninsured and Underinsured Motorist Also known as Uninsured Motorist insurance, this will pay your medical bills if you’re involved in a collision with an uninsured motorist who is at fault. In other instances, an at-fault driver may have liability insurance, but his or her policy’s limits do not cover the full extent of your injuries. In such cases, Underinsured insurance will cover the difference up to a certain amount.

Best Value

Non-owner auto, apartment renters, biking, and professional liability insurances bundled to reflect your lifestyle.

★ Most popular

Non-owner auto and renters insurance for people who drive rented or borrowed cars, bike, and rent an apartment.

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Non-owner auto liability insurance for when you drive rented or borrowed cars for personal use.

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